Owner Occupier prices
Standard Variable Rate – Owner Occupier
LVR stands for the initial loan to value ratio at loan approval. LVR could be the level of your loan set alongside the Bank’s valuation of the home wanted to secure your loan expressed as a share.
As an example, that loan of $400,000 to get a residential property worth $500,000 leads to a loan to value ratio of 80%. The interest levels here are for brand new loans. Mortgage loan rates are set in line with the LVR that is initial don’t change as a result of modifications to your LVR through the life of the mortgage.
| LVR | Annual Rate | Comparison price 1 |
|---|---|---|
| Principal & Interest | ||
| Standard price | 4.81% p.a. | 4.98% p.a. |
| LVR up to 60per cent (Includes discount of 0.10% p.a. ) |
4.71% p.a. | 4.88% p.a. |
| LVR above 60% as much as 80per cent (Includes discount of 0.05% p.a. ) |
4.76% p.a. | 4.93% p.a. |
| LVR above 80% (No modification to rate that is standard |
4.81percent p.a. | 4.98% p.a. |
| Interest only | ||
| Standard rate | 5.40per cent p.a. | 5.57% p.a. |
| LVR up to 60% (Includes discount of 0.10% p.a. ) |
5.30% p.a. | 5.47% p.a. |
| LVR above 60per cent as much as 80per cent (Includes discount of 0.05% p.a. ) |
5.35% p.a. | 5.52% p.a. |
Standard Variable Rate – Owner Occupier with Advantage Package *
LVR stands for the initial loan to value ratio at loan approval. LVR could be the quantity of your loan when compared to Bank’s valuation of the home agreed to secure your loan expressed as a share.
For instance, financing of $400,000 to get a residential property worth $500,000 leads to a loan to value ratio of 80%. The interest levels here are for brand new loans. Mortgage loan rates are set in line with the LVR that is initial don’t change because of modifications to your LVR during the life of the mortgage.
Get a bonus Package * discount on Balances $100,000+
| LVR | Annual Rate including Advantage Package * Discount of 1.32percent p.a. |
Contrast price 1 |
|---|---|---|
| Principal & Interest | ||
| Standard price | 3.49% p.a. | 3.91% p.a. |
| LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.39% p.a. | 3.81% p.a. |
| LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.44% p.a. | 3.86% p.a. |
| LVR above 80% (No switch to rate that is standard |
3.49% p.a. | 3.91% p.a. |
| Interest only | ||
| Standard rate | 4.08per cent p.a. | 4.49% p.a. |
| LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.98% p.a. | 4.39 per cent p.a. |
| LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
4.03% p.a. | 4.44 percent p.a. |
Fundamental Mortgage – Owner Occupier
LVR stands when it comes to loan that is initial value ratio at loan approval. LVR could be the quantity of your loan when compared to Bank’s valuation of your home wanted to secure your loan expressed as a share.
As an example, financing of $400,000 to get a residential property worth $500,000 leads to a loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage loan rates are set in line with the initial LVR and don’t change as a result of modifications to your LVR through the life of the loan.
| Term | Annual Rate | Comparison price 1 |
|---|---|---|
| Principal & Interest Special offer^ discount of 1.19per cent p.a. From the Basic mortgage loan price is roofed when you look at the under prices. |
||
| Standard price | 3.04% p.a. | 3.06% p.a. |
| LVR up to 60per cent (Includes further discount of 0.10% p.a. ) |
2.94% p.a. | 2.96%p.a. |
| LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. installment loans virginia ) |
2.99% p.a. | 3.01percent p.a. |
| LVR above 80% (No modification to rate that is standard |
3.04% p.a. | 3.06percent p.a. |
| Interest only | ||
| Standard rate | 4.82% p.a. | 4.87% p.a. |
| LVR up to 60per cent (Includes discount of 0.10% p.a. ) |
4.72% p.a. | 4.77% p.a. |
| LVR above 60per cent as much as 80% (Includes discount of 0.05% p.a. ) |
4.77% p.a. | 4.82% p.a. |
