With no advance payment and no prepayment charges, our Flex car finance was created to help you to get the vehicle you need with financing options that really work for you.
What’s The Flex Car Loan?
Our Flex car finance is similar to a rent, except which you actually possess the automobile. At the conclusion of your funding term, you are able to wthhold the automobile by having to pay the remaining stability or fund the balance in the present utilized prices. Or perhaps you can merely get back the vehicle. 1
How exactly does the Flex Loan Program work?
The Flex Loan Program is present for used and new cars (up to five model years old). Financing options can be obtained from 24 to 72 months, offering payments as much as 40per cent payday loans for bad credit in missouri less than main-stream financing. Listed here is an illustration:
| Mainstream Loan | Flex Loan | |
| Loan Amount | $30,000 | $30,000 |
| Loan Term | 3 years | 3 years |
| Guaranteed Future Value (GFV) | n/a | $16,500 |
| monthly premiums | $869.00 | $464.80* |
*Payments 1-35 are $464.80 having a payment that is 36th of16,500 (GFV). 45 days to very first repayment. Centered on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just that can differ as a result of credit that is individual and/or loan term. (2) re re Payments shown can vary greatly through the last repayment supplied by credit union loan agent.
At any right time throughout your loan term you are able to:
- Offer the vehicle, spend the loan stability (including residual value) and keep any distinction.
- Utilize the automobile as being a trade-in, therefore the loan stability (including residual value) is compensated within the deal.
- Maintain the car and refinance the loan stability (including value that is residual being a used automobile loan.
At loan readiness, you’ve got the choice to get back the car and walk far from the recurring value.
Why should I have a Flex Loan?
Utilizing the Flex car finance, you love:
- No advance payment with no prepayment charges
- Reduced monthly premiums than traditional loans
- Ownership advantages and financing options due to the fact automobile is en en titled in your title
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1 automobiles will soon be gone back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just that will differ as a result of credit that is individual and/or loan term. (2) re re Payments shown can vary greatly through the payment that is final by credit union loan agent.
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